San Diego County is one of the most desirable real estate markets, and I know that navigating the buying process can seem challenging. However, with my expertise, breadth of knowledge, and national network, you are in dedicated and trustworthy hands. I will guide and advise you during every step of the buying process.
How I support you:
The following pages outline the process for you as the Buyer. As your agent, I will be assisting you in every one of these steps along the way - I will ensure that you have the best professionals, position and preparation for every aspect of this transaction, in order to ensure you are protected and successful.
Assessment of the property’s market value, for the purpose of obtaining a mortgage, performed by a licensed appraiser.
Value placed upon property for property tax purposes by the tax collector.
Expenses incidental to a sale of real estate, such as loan fees, appraisal fees, title insurance, and escrow fees. These fees are included in the total price, not in addition.
Certain criteria that have to be met in order to finalize the sale.
The percentage of an individual's monthly gross income relative to the amount of debt owed.
A good faith deposit the buyer makes with an offer to show that you are serious about buying the property. In exchange, the seller agrees to stop marketing the property.
A neutral third party that handles the transfer of any money during the sale of a home from initial deposit to final funding and closing.
A licensed professional conducts a formal review of the property to find visible issues that need to be repaired. Buyers typically make their offers contingent on an inspection, but sellers can conduct a pre-offer inspection to appeal to buyers. The buyer may choose to do additional inspections like radon and a sewer scope.
A background check on the property and the seller to ensure there are no outstanding debts or claims upon the property.
Advanced approval from a bank or other lending institution for a home mortgage.
Potential buyers provide an overall financial picture and mortgage brokers provide an estimate of what level of loan you will likely be pre-approved for.
Insurance protects the buyer and lender against losses arising from disputes over the ownership of a property.
A fee paid to the local government to officially report a sale of a home; usually paid by the buyer.
How can I help you find your next home? At Compass, we are empowered with data-driven technology to deliver modern buyer and seller experiences. Collaborative and connected, I have direct access to the country’s top properties and the 25,000+ agents who represent them.
No matter where your move may take you, my national Compass network can help!
In real estate, relationships are everything. My national network of agents covers 45% of the country's population, making Compass a coast-to-coast network of collaborative, hardworking agents. When you're looking to move to a new area, I leverage these local and national connections to make your dream home yours.
Largest Independent Real Estate Brokerage
I go above and beyond to help my clients find their perfect home, providing guidance and advice throughout every step of the buying process. Together, we'll collaborate closely to find homes that fit your needs, budget, and lifestyle. Working with me means you'll have a seamless experience and be well-positioned to make your dream home yours when you find it. I make sure my clients cross the finish line with confidence and ease.
Karen Morton provides enthusiastic, personalized service with proactive representation throughout each transaction and beyond. Contact her today to discuss all your real estate needs.